Consumer Redressal

Dear Sir, I had requested for renewal of a comprehensive insurance policy for my car FORD Fiesta 1.4 EXI, Diesel, Vehicle Registration No AP28AT9192 with M/S Bharti Axa and paid a premium of Rs 5501/- approximately by Credit Card for the Policy. On receipt of Policy document Car Insurance Policy Name of payee : Sandeep Yerrabelly Application number : 160185 PGI Reference number : MHCC3197214335 Date of transaction : 17/12/2013 12:50:22 Amount (Rs.) : 5501.00 I had initiated the proceedings for the renewal of my policy valid till midnight 19 Dec 2013, on 17 Dec 2013 and the premium paid accordingly been en-cashed in time, before the expiry date of the earlier policy by M/S Bharti Axa, Thus this delayed commencement, I consider not only arbitrary and a malicious breach of trust but also contrary to established ethical business practices? It implied that I had been tricked into complacently using my car without a valid Insurance Policy by M/S Bharti Axagi from 20 th Dec 13 to 23 Dec 13