Insurance
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Complaint #463 — ROHIT R UPADHYAYA
Filed: 14 Dec 2012 ·
Address: Plot 251,3rd Flr, Block B, Sector 19, Dwarka, New Delhi 110075
On 28th August 12 my Car Insurance Policy No 3001/66280650/00/001 with IICICI Lombard General Insurance expired and I purchased the renewal on 29th Aug 12. At this point of time I was told that there was no requirement of Vehicle Inspection. After few days someone claiming to be ICICI Lombard officer writes a email for vehicle inspection. When I ask him the reason and who has instructed, he instead of replying Terminates my Insurance renewal without informing me.
On 14th Sept I came to know that I was driving my vehicle without any Insurance coverage..
On 20th Sept 11. I have purchased motor insurance policy from ICICI Lombard General Insurance under the policy: 3001/74068567/00/B01. Vehicle was inspected on 25-Sep-2012 and same day evening he got confirmation from insurer that renewal is approved. When I received soft copy of the renewal, found that insurance coverage starts from 20-Sep-2012 and not 25-Sep-2012.
I wanted to know How the Renewal of policy was made effective from 20TH SEPT (When his vehicle was inspected on 25th Sept 12 )?