Consumer Redressal

I have taken Bajaj Supersaver policy My policy No: 0233152792. In the first place their representative have given me all false information stating its a 5years policy and after 5 years I can withdraw the policy.And I blindly went by his words and took this policy. Now, I see its 15 years policy and It has 3 years locking period and this is the 3rd year. I have paid only one premium of Rs.30000/- ,If when I check if i can pay the rest of the premium of Rs. 60000/- and withdraw the amount with a deduction of 10% which is Rs.9000/- approx, the company is stating that once I pay the remaining premium of Rs.60000 and the total amount will be Rs.90000/-, If I surrender the policy I would get only Rs.32000/- This is absolute rubbish and need your help in getting my money back, after paying Rs.90000/-, if they want let them deduct 10% ,which is Rs.9000, but atleast let them give the Rs.81000/- Please help me in getting justice on this.